Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
National Financial Literacy Campaign. No Family left behind!
I am proud to partner up with the National Financial Literacy Campaign to further service my clients to have the resources to
Long Term Care
College Planning Program
Debt Management *** further more
Will and Living Trust
If you are interested in knowing more details about how you can access these resources please call or email me at Lisbethbitar@gmail.com or you can e-mail Ingrid Osorio directly at